Author: ennycharacter

Easy ways to make money from fintechs in Nigeria

Financial technology, popularly known as fintech, is a term that applies to all software or programs that offer financial services to businesses and individuals. Fintech programs use Internet connection to provide these services. Read More

How to make money with the Piggyvest App

Nowadays, there are many ways of making money online, one of such ways is through the Piggyvest app.

Piggyvest is an app that offers high-interest rates on savings accounts and investments for customers. It is a finance platform that helps individuals achieve financial freedom on time.

When you sign up on Piggyvest through this link, you get a 1,000 naira welcome bonus instantly

So, in this post, I discuss how you can make money with the Piggyvest app and how Piggyvest makes money. Let’s start.

What is Piggyvest

Formerly called piggybank, Piggyvest was launched in 2016 as the first online savings and investment platform across West Africa. Their mission is ‘to give everyone the power to better manage and grow their finances.

Piggyvest first started as a savings company before adding investment opportunities to the customers. Hence, with Piggyvest, individuals can make money by saving in any of these savings accounts rather than the usual bank account.

Piggyvest App Products and Features

Piggyvest products and services include:

  1. Piggybank: Piggybank lets you save either daily, weekly or monthly a certain amount of money which can be withdrawn 3 times a year.
  2. Flex Naira: This is like a savings account where you can deposit and withdraw anytime.
  3. Safelock: A fixed deposit type of account.
  4. Investify: Invest in different investment opportunities
  5. Flex Dollar: A Savings account in Dollars with interest every month
  6. Targets: This account is useful for saving towards a goal. Such as rent, education or vacation.

How to Sign up and get Piggyvest Referral Bonus

To sign up and get your Piggyvest referral bonus of 1000 Naira, follow these steps:

  1. you can also use a referral link  to the Piggyvest website to sign up.
  2. Then, click Create A Free Account and fill in the details to register.
  3. After creating the account, if you wish, you can download the app to continue with the next stage.
  4. Next, Add your BVN to verify your account. Also, set up your bank account details and Debit card.
  5. Thereafter, fund your Flex account with at least 100 Naira.
  6. Also, fund 2 other savings accounts with at least 1000 Naira each. Piggybank, Target or Safelock.

After all these, you will receive the Piggyvest 1000 naira bonus instantly in your Safelock account and matures into your Flex wallet in 10 days.

 


How to Make Money with Piggyvest App

Some of the ways to make money with the Piggyvest app are through the following

1. Make Money with the Piggyvest Flex Dollar

The Flex dollar account is an easy way to make money with the Piggyvest app. Flex dollar account lets you save money in dollars and earn 7% interest per annum.

What makes this type of savings account more profit-oriented is when the value of Naira falls. For example, If have you bought a dollar at 420 Naira last year, now that is 565 naira+, you would have made a profit in both ways.

To save on Piggyvest Flex Dollar,

  • Firstly, open the app and tap on the Savings tab.
  • Next, tap Flex Dollar.
  • Thereafter, follow the procedure to fund your Flex dollar account.

2. Investify: Piggyvest Investment

Another way to make money with the Piggyvest app is through Investify. Investify is the investment side of Piggyvest which can give up to 36% interest depending on the investment you choose.

Although investify is one of the cool ways of making money on Piggyvest, most of the investments here are always sold out, However, if you are lucky to see one, grab the offer fast become it is taken.

To invest with the Piggyvest app,

  • Open the app and tap the Invest tab.
  • Then, tap Explore and browse through available investment opportunities.
  • Lastly, make your choice and pay.

3. Piggyvest Referral Program

Piggyvest Referral program gives 1,000 Naira to you and your referral.

When you refer people to sign up on the Piggyvest app through your unique link, you earn 1,000 naira which is one of the easiest ways to make money with the Piggyvest.

To get your Piggyvest referral link,

  • Firstly, open the app and tap the Account tab.
  • Then, scroll down and tap Refer & Earn N1000.
  • Next, copy your link.

So, start sharing your Piggyvest referral link and both you and your referral will get a referral bonus.

4. Make Money with the Piggyvest Savings

You can also make money with Piggybank savings. For instance, Piggybank gives 10% interest, Flex Naira interest is 8% per annum, and money on Safelock can yield up to 36% interest.

Hence, by saving in any one of these, you can grow and make money with Piggyvest.

To save in any of these Piggyvest savings accounts,

  • Open the app and tap the Savings tab.
  • Choose any of the savings options.
  • Fund the account.

How does Piggyvest Make Money?

Piggyvest makes money by investing funds deposited by customers. All funds are managed by AIICO Capital, a top asset management company in Nigeria and licensed by the Securities and Exchange Commission.


Final Thoughts: How to Make Money with the Piggyvest App

Finally, you have seen some ways to make money online passively with the Piggyvest app.

There are also some other platforms like the Piggyvest. Such as Branch appReapriteBundle Africa, and Swagbucks can fetch you money monthly with little effort.

How to start a profitable cocoa yam farm

Cocoyam is a popular food crop in Nigeria and a staple food for many communities in Nigeria. However this tuber crop is also popular in most tropical regions of the world . It comes in several varieties. Some varieties are used for soup, others are boiled, while some are used to make porridge among a long list of recipes. Little wonder that this crop has continued to grow in popularity among Nigerians and Africans. However Our focus here is to guide you on how to start a profitable Cocoyam farming business in Nigeria. There is no better time than now as the opportunities it offers are tremendous. Using the information provided here, you have the chance of reaping bountifully as there is currently a huge supply deficit.

Why Choose this Line of Business?

Some people would like to know why cocoyam farming is attractive. Well, before now, cocoyam farming was popular among small scale/subsistence farmers. These only cultivated it for personal consumption. The little left was sold at the market. All these changed as knowledge increased about the health benefits of Cocoyam (This would be discussed in greater detail shortly). As societies became more cosmopolitan, cultures were shared and people learnt a great deal about the way of life of each other. The exchange of food recipes formed a dominant part of this relationship. This made people discover newer ways to prepare this food crop. A result of this is the high demand of cocoyam across Nigeria.

Some popular cocoyam recipes in Nigeria include Oha soup, Ekpang Nkwukwor, Achicha Ede, used in bitterleaf soup as thickener, and several other dishes. It is important to note that apart from the cocoyam itself, the leafs are also consumed. These are also prepared in a variety of ways. A good thing about cocoyam is that you can prepare it any way you choose to. With these, you can see that there is great potential for cocoyam farmers. Meeting the huge supply deficit becomes necessary.

Health Benefits of Cocoyam

The health benefits of cocoyam itself is an incentive. The less information about the health benefits of any crop, the less likely it is to attract much attention. Before now, little was known about the health benefits of cocoyam. However research has shown that there is much more than meets the eye. This tuber crop contains a good amount of Thiamine, Copper, Manganese, Niacine, Calcium, Vitamins B6, A, E and C. Other nutrients  include Zinc, Pottassium, Phosphorus, Magnesium, Iron, Riboflavin, and Protein. These are very important food nutrients obtained from Cocoyam.

Basic Requirements

Commercial cocoyam farming requires a sizeable farmland. A major part of production cost goes into land acquisition. However owning a farmland will significantly reduce your expenses. Well drained sandy-loam or loam-clay soil will be best for cultivation. Getting your seedlings ready are an important requirement as well.

Cultivating Your Crop

The next action to take is farming or cultivating your crop. This requires tilling the soil.  You can decide to use mounds or ridges. It is good to apply enough compost manure when farming your crop. Therefore should be adequate spacing to encourage proper growth. However proper space management is important. This ensures proper utilization of farmland and as a result encourages bumper harvest. Higher ridges will encourage deeper penetration.

Tending your crop is necessary for bumper harvest. This involves weeding, as well as piling more soil to the base of the stem. Adequate spacing will make it easier to do this.  This process ensures your crops get the perfect conditions. You can choose to cultivate in the dry or rainy season. Irrigation farming is widely practiced too. However the same care process applies to all.

Profit Potential

The profit potential of Cocoyam farming is not in doubt. Although this is the case, work is required. this work is in the area of marketing your products. There are several farmer cooperatives that seek to protect the interests of farmers. Joining one of these is the first step. If there is non around, you can form one with other farmers. This gives you a leverage for adequate pricing. These groups also help in sharing information about buyers. There’s a lot you can benefit from such associations. The high demand for it is good for business. In addition to this, the few who have ventured into the business have not regret their decisions.

Taking a stroll into any market will reveal that it is not always available all-year round. This presents an opportunity to exploit! Therefore taking the bull by the horn is necessary.

How To Start making Money From Plantain Farming

How To Make Money From Plantain Business

Plantain is one of the agricultural produce with great potentials to create a lot of wealth in a continuous and continual manner, ranging from farm to table.

In this piece, I will expose to you various ways and place at your disposal necessary information that will enable you to venture into the business.

Plantain is one of the staple foods in Africa and other developing countries of the world.

Nigeria is one of the largest producers of plantain in the world. It is ranked third among starchy staples in Nigeria thus occupying an important position in the food chain in the country. Yet the production, which is in the hands of smallholder farmers, is mainly for local consumption.

Today, there is increasing interest in plantain production meaning that Nigeria could be one of the largest producers of plantain not just for local consumption but for export, earning much-needed foreign exchange.

You could be part of this revolution by tapping into this very profitable agribusiness and contribute to a diversified economy in Nigeria.

Besides Nigeria, other major plantain producers of the world are Cameroon, Cote d’Ivoire, DR Congo, Kenya, Tanzania, Guinea, Malawi, Ghana, Colombia, Rwanda, Dominican Republic, Sri Lanka, Venezuela, Guinea, Bolivia and Cuba. In 2009, the FAO rated Uganda the top producer of plantain in the world, with 9.5 million metric tons of harvest.

Farming

Plantain is a drought-tolerant and herbaceous (no woody stem) plant that grows from an underground mass of roots. It grows well in tropical, moisture-rich, humid, low-lying soils.

The full grown plantain plant flowers at the top in-between the leaf clusters and eventually grows into a bunch and may have between three and twenty hands. Each bunch holds fingers ranging from five to 10 fruits. The raw green plantain ripens to an enhanced flavour and sweetness as its starch converts to sugar.

Food Value

Plantain is one of the staple sources of carbohydrates, starch and energy. It is rich in protein for body building, fibre, which helps in bowel movement, reducing constipation, Vitamin C (helps the body to develop resistance against disease), Vitamin A (plays an active part in visual system and skin complexion), and potassium (helps to control bold pressure). It also has Vitamin B complex, B6, calcium, magnesium, iron and phosphorous, among others.

Uses

Plantain can be prepared in a number of ways. Ripe and unripe plantain can be processed into one form of food or other. The unripe or immature fruit can be sliced, peeled and dried to be ground into powder and is eaten in form of fufu.

The mature fruit can be cooked, baked, pounded, roasted, fried as chips, and the overripe fruit can be processed into beer spiced with pepper or fried with edible oil. It also serves as a raw material for many value-added products, especially in the agro-allied industry.

Processing

Plantain can be processed into chips and a lot of young people are doing brisk business from this venture. It involves frying the plantain until it becomes crisp chips and packaging it properly. Plantain chips are sold everywhere in Nigeria, supermarkets, bus stops, shops and walkways.

The capital requirement is low while return on investment is very high. Many are making a living through it.

Advantages

Plantain is an easy plant to cultivate and maintain quite unlike other plants we discussed in previous editions. Once you plant plantain, it multiplies by itself.

As you harvest the bunch, the stem dies and new suckers sprout to take its place. A plantation will give you endless source of income year in, year out. All that is required is intermittently clearing the weeds.

Species

There are different breeds of plantain such as musa, a fast-growing variety that does not take long to mature and fruit, and culture banana, another type grown in tropical regions. The fruit production is the fourth largest in the world. African Rhinohorn, produces few fruits, which are of enhanced size, while Brazilian plantain is the sweetest. Choose the one that is marketable in your area, suitable for your soil.

Planting

Land is a crucial factor in this business. You can start by acquiring a piece of land either by buying, leasing or through inheritance.

You could start from that open space in your compound. Hire some farm hands if you cannot do it directly by yourself.

Plantain grows very well in the southern and middle belt parts of Nigeria. It can be planted throughout the rainy season but not towards the last rains. Since plantain does not bear seeds, the only way you can plant it is by its suckers.

Select the suckers from plants that produce big bunches of plantain.

Good plants produce bunches twice a year. The suckers should be well spaced, about 3m between the rows and 2m within the row. The rows should be straight to give the plants sufficient sunlight. If the soil is not very fertile, fertilizer, manure or ash could be applied to nourish the plant for a good yield.

Weeding

Weeds can be removed manually or by spraying weed-killer chemicals on them. Make sure that weeds do not overrun the farm. Clear the weeds periodically as the need arises.

Disease And Disease Control

The major disease that attacks a plantain plantation is called black sigatoka, which is caused by fungus. There are also pests such as nematodes and stemborers. When attacked, the leaves show yellow spots and later turn brown and black before the plant dies.

Applying fungicides such as chlorothalonils, benomyl, dithiocarbamates and so on aerially can control them. Nematodes are tiny worms that attack the plant’s roots. These can be controlled by applying nematicides around the plant.

Marketing

Plantains are sold in markets, on roadsides, or even in the farm. Retailers and wholesalers often go to the farm to make purchases.

Some farmers take orders from boarding schools, hospitals and hotels while some take transport the produce to urban centres and distant markets by trains, Lorries and trailers.

Profitability

Plantain is highly sought after because of its flavour and food value. It is also used as an industrial raw material. The demand for plantain is always higher than the supply.

A big bunch of plantain sells at between N2,000 and N3,500, depending on the size and location. If you have a plantation of 200 stands, you are likely to make N400,000 at N2,000 a bunch. Multiply that by two as they would produce twice a year. You can then imagine the quantum of cash you would be raking in effortlessly every now and then.

Whichever part you play in the value chain, whether as a farmer, a trader or a processor, plantain business offers you endless streams of income.

It is a business you can start even on a small scale in your compound and grow into a big farmer, with little or no capital. And those who dare to play big are turning millionaires by the day.

This may be your chance to prosper!

How To Make Money From Vegetable Farming

 

Every business in Nigeria shouldn’t be about buying and selling, vegetable farming is one aspect of farming in Nigeria that is capable of bringing quick cash to the would be farmer this season. There are so many people in the streets of Lagos who have no business being in Lagos. While they waste away in poverty, hoping for a better tomorrow; opportunity to make good money through farming keep passing them by on daily basis.

The term ‘Farmer’ used to be heavily associated with poverty and illiteracy. But that was then, not now anymore when farmers are becoming the richest people (I heard that one of the richest man in China is a farmer) and leaving the best of life possible.

Types of Vegetable Farming to Start

Vegetable farming happens to be one of the easiest agriculture to engage in. Any kind of edible vegetable is always in hot demand all year round. One good example is Fluted Pumpkin (Telfairia occidentalis) popularly known as Ugu in Igbo and across Nigeria.

Ugu vegetable is by far, the most consumed vegetable of any kind in Nigeria. An acre size Ugu farm is capable of turning in above N500,000 and it will take you less than N60,000 to cultivate one acre farm of pumpkin vegetable.

If you are in Lagos, the entire Power Line of hundreds of Acres, that stretched from Egbin power station in Ijede, Ikorodu, down to almost Ikorodu garage are extremely good for Ugu farming and you can get them almost free to cultivate your pumpkin and other vegetables.

1. Fluted Pumpkin (Ugu Leaf) Farming

Like I’ve said before, Pumpkin vegetable is the most consumed vegetable by Nigerians of all class. It is used to prepare varieties of dishes and it’s very nutritious too. When you talk about soup in Nigeria, you are directly talking about ugu because, almost all Nigerian soups are cooked with this vegetable.

Apart from cooking, pumpkin vegetable has been known to increase the volume of the red blood cell when consumed fresh, without being cooked. The blood enhancing nutrients gives it the ability to expand the volume of your blood at a very short time after consumption.

It is of course natural for a vegetable of these benefits and usage to be in high demand. Anyone who can cultivate Ugu, is definitely going to make good money selling it to market women. Ugu can be cultivated in every part of Nigeria due to the plant’s tolerant of drought and poor soil.

SEE ALSO: Ugu Vegetable Business: The ATM machine in Your Backyard

2. Green Okra Farming

Okra, which is popularly known as the lady’s finger and gumbo in many English speaking countries is a very nutritious edible green pod vegetable. When sliced, the okra’s edible green seed pods produces slippery sticky substance that make the soup tick, smooth, and delicious. My personal experience with okra shows that eating fresh vegetable soup prepared with plenty of okra can relive constipation and increase digestion.

If you are a Nigerian, you don’t need to be told about okra soup. It’s one of the most popular soup in Nigeria restaurants, usually prepared with Ugu vegetable and smoked fish. Very delicious and tastes good.

Okra contains good amount of Vitamin-A and is known to be anti-oxidant due to it’s good content of beta-carotene. It is also rich in Vitamin-C, Vitamin-K, and some form of Vitamin-B Complexes. Like Fluted Pumpkin, it tolerate all kinds of soil.

3. Cabbage Farming

Cabbage is another popular vegetable in Nigeria and is popularly used to prepare salads. The only part of the plant that is normally eaten is the rounded leafy head (the spherical cluster of immature leaves) excluding the partially unfolded outer leaves.

Because of it’s spicy flavor, Cabbage is used in a variety of dishes, and is widely consumed raw as well. It is in high demand in Nigeria and sells for reasonably good price.

Cabbage really does not like the sun, it grows better in a cold environment but must get at least 6 hours of sunlight everyday. It grows well on a well fertile, well drained manured soil.

4. Cucumber Farming

Great skin starts with Cucumber; If you really want your skin to be happy, your number one answer is cucumber. This is because, cucumber and skin is known to share the same level of hydrogen content, which makes it easier for cucumber to deal with the skin problems by engulfing them. It works well in soothing, softening, and relaxing your skin very quickly.

Cucumber can be eaten raw and can be used for preparation of different kinds of food in Nigeria. Cultivating this vegetable will surely put money into your pockets.

SEE ALSO: How To Start Cucumber Farming In Nigeria And Make It Big

Cucumbers like every other vegetables like soil that is well drained and rich in organic matter, but don’t stress about the soil conditions. Cucumbers are hearty plants and easy to grow. Just make sure they have full sunlight and soil that is rich in organic matter.

Cucumber sells fast in markets across Nigeria and is widely consumed. It is another vegetable farming that can make you lot of money.

5. Ewedu (Jute Leaf) Farming

Ewedu is probably the most popular vegetable among the Yoruba people of Western Nigeria. I have seen people make good money cultivating ewedu in commercial quantity.

SEE ALSO: Ewedu Farming In Nigeria Is Very Profitable And Lucrative

When you engage in vegetable farming, you will have plenty of food to eat, sell to make good cash, and it gets you closer to nature. These will increase your overall well being as a human-being. So, give it a trial today and see yourself happy

Ugwu Vegetable Business ;The Atm Machine In Your Backyard

 

 

One of my friends said that “if
anyone tells you that there are no opportunities, he or she is merely
kidding.” Opportunities are everywhere, most often, our problem is that
we don’t see them around us. Today, I bring to you an opportunity that
may turn your backyard into an ATM machine.

 

Ugu-Vegetable-Pumpkin
Ugu vegetable – Ready to cook

You must have heard
about Ugu. Perhaps my assumption wrong. Anyway, let me quickly tell you
about Ugu before I go into the real business. Ugu is scientifically
known as Telfairia occidentalis and it is mostly planted in the southern
parts of Nigeria. Often times, Ugu is planted because of its edible
leaves and sometimes, because of its seeds which produce a special kind
of oil used for cooking and soap making. I will stop here since I do not
intend to write a botany text book.

Now let us go straight to
business. Let me quickly tell you what you already know. In Nigeria,
there are several vegetables such as Tete, Gbure, Waterleaf, Shoko, Ugu,
Ewedu, Bitterleaf etc. But of all these vegetables, Ugu is the most
expensive and most cross-cultural. This is because it has a high market
value. Unlike Ewedu that is common among the Yorubas, Ugu is eaten by
almost everybody in Nigeria, including Boko Harams. Are you surprised?
Well that’s the truth, and that’s why you have to exploit the
lucrativeness of the Ugu business.

For the purpose of this
article, I will sectionalize this article according to the geographical
location of the reader within Nigeria. This becomes necessary because
the variables involved in the Ugu business depend on your location. So
take a deep breath, and read on.

Rural Dwellers

Do I need to
define a rural area? Well I will do so, so that you will not flaw me on
the grounds of ‘clarity’. Briefly, a rural area has at least two of the
following characteristics.

* Availability of land

* Most of the inhabitants involve in primary production such as farming, fishing, palm wine tapping, etc.

* The population is relatively low.

Now
that you have an idea of a rural area, let us continue. Ugu is very
cheap in the rural areas because most of the inhabitants have Ugu
plantation in their backyard. For instance, Mazi Okonkwo has Ugu in his
compound, and Mazi Okafor has Ugu in his backyard and farmland. So you
see? Ugu is quite valueless in the rural areas where they are mostly
planted. That is why people living in the rural areas either get it free
of charge or buy it for as cheap as #20 per one hundred leaves.

As
a rural dweller, what then can you do? You can plant Ugu in your
backyard or in one of those farms owned by your family or relatives. In
less than two months, you may harvest your Ugu and take it to the market
in the nearest cities and sell it for a fortune. There are so many
market women in the cities who are desperately looking for suppliers, if
you are lucky to find them, you could always supply them almost everyday.

Perhaps, you do not want to go through the stress of
planting Ugu, you may become a supplier. You may go to Maxi Okonkwo or
Maxi Okafor and buy it at a very cheap price. For instance, you could
buy a sack of Ugu for as cheap as N1,500 and sell it for N3,000 and
above in the nearest city near you. You could buy ten sacks and supply
them within two days and make over ten thousand naira. Can you see that I
did not lie when I said that Ugu business is an ATM machine in your
backyard?

Urban Dwellers

Again, for the sack of clarity, permit me to briefly identify some paramount features of an urban area.

* Agricultural land is scarce.
* Most of the people work in service rendering organizations.
* The population is relatively high.

Urban
dwellers as much as their rural counterparts can also exploit the
lucrativeness in the Ugu business. Unlike the rural areas, Ugu is very
expensive in the urban areas. What the can you do as an urban dweller?
You could decide to plant some Ugu seeds in your backyard. I know as
much as you do, that land is scarce in the urban areas.

Well, you don’t
need a large piece of land to plant Ugu, all you need is a small piece
of land. If you are a tenant, don’t worry still. There are so many
barren plots of land in the cities looking for people to cultivate them.
The owners of those plots of land are tired of paying laborer to weed
them, so they will be very happy if you volunteer to farm on those land
and save them the cost of paying laborers to weed it.

Sincerely, the
owners of the land may be very skeptical at first, but after much
thought, and your persuasion, they will give you their say-so. And it is
now your duty to turn the piece of land to an ATM machine by planting
the golden Ugu on it.

Um, is the process discussed above too
rigorous? Okay, there is an alternative. You may decide to travel to the
nearest rural area around you and buy the Ugus at a relatively cheap
price and sell them to the market women in the cities. But you must be
ready for the stress of traveling to the remote villages because that
is where you can buy it for a very cheap price and sell it for twice the
amount of purchase.

Merit Of The Ugu Business

* Large market– as stated earlier, Ugu is eaten by almost everyone in Nigeria.

* It can be easily transported by road. It is not like electronics or cows that may need licenses.

* As a plant, Ugu can survive droughts.

* Ugu seeds are not expensive and very easy to get.

* You can start the business with a token.

* The business can be done on part-time basis.

* The minimum profit you can make is double of your investment.

Precaution / RISK

*
You must protect your Ugu farm from goats and other herbivores. If you
are careless, they will reduce your farm to a football field.

*
Friends and Family Members– as soon as you start the Ugu business, your
friends and family members may expect that you give them free of
charge. That is why you need to be very careful, I am not saying you
should be stingy, but be smart, otherwise your generosity may ruin your
infant business.

* Ensure you get reliable customers before you
harvest or buy Ugu from the rural areas. This is because vegetables only
command high prices when they are still very fresh.

I hope you
now see that Ugu business is a very lucrative business? I wish you all
the best as you consider it one of the business you want to invest in.

see also; how to make money from vegetable farming

 

How To Reap Sweet Income From Sweet Potato Business

Sweet potato offers huge prospect for scaling up incomes of smallholder farmers amid various challenges facing the farmers in the producing belt. Daily Trust spoke…

 

Sweet potato

Sweet potato offers huge prospect for scaling up incomes of smallholder farmers amid various challenges facing the farmers in the producing belt.

Daily Trust spoke with a number of farmers, who admitted that sweet potatoes contribute significantly to their financial well- being.

For many consumers, it is an affordable source of food and vitamins for many households across the country compared to the more expensive Irish potato.

In Zamfara, Nasarawa , Abuja and the Zaria axis of Kaduna State, sweet potato is becoming widely cultivated because of the emerging markets in Port Harcourt, Lagos and other parts of country.

 

In Plateau State, although Irish potato is most widely cultivated, many farmers are taking advantage of the market to diversify production into sweet potato.

Over the years, Zamfara State has been a major producer of sweet potato from where it is being supplied to various states of the federation.

However, the growing insecurity in the state is scaring many buyers from the state while farmers are struggling to meet the consumers’ apatite.

The production, according to the farmers, is in two phases, wet and dry seasons, which makes the produce to be available all year round.

One of the farmers from Talatar Mafara LGA, Bilyaminu Mukhtar, said sweet potato has been a source of livelihood for many farmers in the state.

“Some of us have access to water bodies like that of Bakalori produce potato in both wet and dry seasons. That is why we are capable of producing the crop all year round.

“Before the prevalence of banditry in the state, buyers from every part of the country met farmers in their farms to purchase the produce,” said Bilyaminu Mukhtar.

He added that some of the buyers now prefer to transact with the farmers through the banks or buying agents in the state and the goods were sent to their respective destinations.

“Banditry, though has significantly in Zamfara, it is still threatening the business of sweet potato. Buyers from outside the state contact dealers and agents in the villages to source the produce for them and later pay through the bank accounts of the farmers or the agents,” he added.

Another farmer from Shinkafi area, Ibrahim Wakala, said they cannot do without potato as they plant it alongside maize and millet.

“Farmers here in Shinkafi and Tsafe area have no irrigation facilities, therefore, they resort to mix – cropping of potato with millet or maize. Before the two cereals mature, we plant potato in between them which takes over the farm immediately after the harvest of the millet or maize,” Wakala said.

The booming sweet potato business

Daily Trust spoke with Hayatu Hussaini, a potato dealer at Lambar Bakura in Zamfara State. He said the main points of potato sale in the state are Mafara, Lambar Bakura, Bakalori, Jangero and Galadi.

“From those points, about ten trailers loaded with potato take off weekly to port Harcourt, Lagos, Ibadan and Abuja, especially during harvest periods around September and January for wet and dry seasons respectively.”

He also said during those periods of harvest, a 100kg bag of the produce sells between N1,500 to N2,000, but in April when the produce is scarce, it sold at not less than N4,000.

A farmer in Nasarawa State, one of the growing states, Mr Tailer Ayuba, who cultivates the crop every year in Doma, said he has found potato to be a very cheap crop to cultivate with little or no fertilizer application, adding that it has improved his income, especially during the early days of harvest.

“Sweet potato is one of the first crops I cultivate every year. It is the first thing I harvest. At harvest, a bag sells between N4,800 and N5,500 in Doma and Lafia,” he said.

Mr. Baruwa Madu trades in the product, buying from farmers in Doma, Lafia and Obi axis and takes it to Port Harcourt and Lagos. He said the crop does better in those markets.

Others said even at the Maraba Market, potato has good value as many of the sellers who cannot access the Lagos, Port Harcourt and other markets take theirs to the Maraba and other markets around Abuja.

In Abuja, a 100 kg bag of sweet potato costs between  N6,000 and N7,000.

One of the sellers of the produce in Bwari, said they take delivery from as far as Zamfara State as well as Nasarawa and Zaria in Kaduna State.

He said the produce price is fluctuating at the moment because of the present situation of the country.

A buyer, Mrs Nkechi Fred, said apart from its nutritional value, she likes sweet potato because it is relatively cheap.

‘’Look at it, this big bag is sold for less than N6,000, you can’t near Irish portato with that amount.

In Port Harcourt, the Rivers State capital, a 100kg bag of tomato is sold for N8,000.

A seller in the state told our correspondent that they buy the produce from Plateau and Zamfara states at between N5,500 and N6,000.

At Old Dakata market in Kano State, a 100kg bag of sweet potato is sold at N8,000 at present.

Our correspondent in the state, however, said the same bag wass sold at N4,000 before the present situation in the country.

In Lagos State, a 100kg bag now sells for N11,000

A seller on Red Street, Jakande Estate in Isolo, Lagos, Faruq Musa, said they bought the produce from Zaria in Kaduna State at between N5,500 and N6,000 but that the cost of transporting it is huge.

Chief Dan Okafor is the National President of Potato Farmers Association of Nigeria. He said the crop has recently gained more attention because of a range of value chains which include chips confectioneries, and others.

According to him, the release of new varieties like the orange-fleshed sweet potato which is rich in beta carotene, a precursor to vitamin A is a game changer to the production of potatoes.

see also ; make massive income from this list of lucrative agribusiness

Make Massive Income From This List Of Lucrative Agribusiness

 

Lucrative farming in Nigeria

Farming in Nigeria has taken a dramatic turn to a better direction in recent years, creating jobs and opportunities for entrepreneurs who dare to go into farming business. Millionaires are currently being made every year through farming in Nigeria and there is certainly no end to the prospects of creating more wealth through farming in the coming years.

There are good reasons why farming in Nigeria is doing very well. Understanding these reasons will help you (no matter where you come from) to think seriously about setting up farm in Nigeria.

1) There is no any other African country where Farming is as viable as it is in Nigeria in terms of productivity and profitability.

2) There is no other country where farmers are more advantaged as they are in Nigeria as regards demands for the produce. Take a look at my top five reasons why you must start Farming in Nigeria now.

Why Farming In Nigeria?

(1) Nigeria has a huge population of over 200 million people, twice more than the populations of Zimbabwe and South Africa combined. The entire population of Nigeria depends on staple foods produced from farms and other farm produces for their daily meals and sustenance. More than 80 percent of Nigerians buy their farm produce from the market.

(2) Nigeria has large expanses of fertile farmlands laying fallow across the nation. Nigerian land area when measured in sq km is about 910,770. The land area of any country is the country’s total area, excluding areas that are considered to be water bodies. So, Nigeria has one of the biggest expanse of Land in Africa of which 70 percent is available for farming.

(3) Nigerian Government is seriously turning its attention to promoting farming in Nigeria to help boost food productions in the country and minimize food importation. The government is willing to assist any would be farming entrepreneur/investors with the necessary supports and logistics.

(4) Nigerians boasts the highest purchasing power in Africa, far more than any other indigenous Africans. We buy things here and we pay cash. Talk about parties, Nigeria is the most merriment people on earth. The food used for parties and merriment in Nigeria can feed four other African countries.

(5) By the time Nigeria attain its full capacity utilization is agriculture, farming will become great foreign currency earner more than the oil. The implication is that Nigerian farmers will be able to earn in Naira and in Dollars as well as other foreign currencies.

List of Lucrative Farming in Nigeria

The prospect for farming in Nigeria is so high that only a fool will ignore it. Having said that, let’s take a closer look at some of the types of Farming that does very well in Nigeria.

1. Rice Farming

Nigeria has one of the world’s highest Rice consumption stat. Rice is by far one of the most popular staple food among Nigerians. Almost every family eats rice daily in Nigeria. In 2011 alone, Nigeria spent N991billion on rice importation and the rice we import is said to be nothing less than 10 years old in storage. That means we spent billions buying rice that has since lost its nutritional values.

Any entrepreneur who goes into rice farming and get it right is sure to be smiling to the bank. A bag of rice is currently sold for N13,000 to N16,000 depending on the quality. A farmer who is able to invest in large scale rice production in Nigeria and able to produce 100,000 Bags of processed Rice in a year, sell at wholesale price of about N10,000 per bag, he will be making 10,000 x 100,000 = N1,000,000,000 ($3million)

You can achieve the above figures conveniently with less than five hundred and fifty million Naira ($1.5 Million) capital investment. I am currently looking for who to partner with in this. If you have the cash, I have the logistics and good planning to achieve this result. Serious investors only!

2. Cassava Farming

The popularity of cassava as the major source of food for Nigerians dates back to ages. Between Garri and Rice, it is hard to tell which one is the most popular food in Nigeria. Both are the most consumed food staples among the citizen. I think if one is the King the other should be the Queen.

A bag of Garri costs almost the same as a bag of rice. Apart from garri, there are countless of other food stuffs that are processed from Cassava in Nigeria. The introduction of the high yield species of Cassava has made it possible for Nigerian cassava farmers to produce more cassava per plot. Nearly every land in Nigeria is good for growing Cassava and 1 Acre, when properly planted and managed can produce thousands of Naira worth of cassava in a year!

3. Plantain Plantation

One thing I like about Plantain is that when planted once, it keeps producing year in year out for eternity. Like Rice and Garri, Plantain is widely consumed in Nigeria. Any food that is popular in Nigeria is always a huge income earner due to the population of the country.

I really haven’t seen Farmers in Nigeria taking advantage of the opportunity in Plantain Farming to create wealth for themselves. Plantain is highly priced in Nigeria and is always in high demand all year round. Fry it, Boil it, Roast it — it will never get angry with you, that’s how liberal Plantain is. I can tell you, Millions of Naira is currently lying fallow untapped in this sector of Farming in Nigeria.

4. Poultry Farming

Everyone knows how profitable poultry farming is, it doesn’t need much introduction. Yet, it is still not fully tapped. What we currently have is few badly managed, scantily equipped poultry farms here and there. I’m yet to see a full fledged, high tech poultry farm except Obasanjo Farm.

Entrepreneur who is able to fire up serious investment into this sector will have huge profit to contend with. The reason is because Nigerians eat chicken more than snakes does and 70% of our consumption still based on importation. The egg is yet another goldmine!

5. Pineapple Farming

Money is sweet, everything sweet is money, and Pineapple is sweet. Ask any Australian Farmer and he will tell you how huge the income in Pineapple farming is in their country. Any juice maker that doesn’t have Pineapple flavor variety in his product line is not yet in business. That tells you how popular Pineapple is, not only in Nigeria but worldwide.

Nigeria seems to have better soil for Pineapple Farming than Australia where Farmers are making it big in the business. A Pineapple sells in Mile-12 market in Lagos for about N200. If you are able to harvest one million in a year, you will earn at least N80 x 1,000,000 = N80,000,000

6. Beans Farming

A bag of Beans cost twice more than a bag of Rice and Garri. The Northern Nigerians are making it big in Beans Farming, supplying almost all over Nigeria and beyond. But one thing is that, this same Beans also can do very well in the South East, South West, and South South Nigeria soils. So why only the North?

7. Catfish Farming

Catfish Business is really hyping in Nigeria right now but how many are really getting it right? Get it right and you’re in money. A single Catfish sells for N700 in Restaurants and about N400 in open market.

8. Goat Rearing

Its only in the North that goat is reared in commercial quantity. I don’t know why we are so looking down on farm investment in the South even though there are millions to be made in this business. Why would you chose to sell used shoes in Oshodi and make few thousands of Naira every year when you could engage in productive farming business and make millions of Naira?

In The USA and Australia, Farmers are among the Richest people – Get involved in professional goat rearing and make money for yourself. A full grown goat sells for between N15,000 to N40,000

9. Snail Farming

I see Snail Farming really picking up in Nigeria very soon — but if you don’t hurry up, others will make all the money before you realize what you are missing.  The potential in this business for you is about N50,000,000 Annual revenue.

10. Maize Farming

You will never know the profit in Maize Farming in Nigeria until you try it. One thing I like about maize is that everything happens fast. It takes less than Four months between planting and harvesting.

Get involved in any of these farming business in Nigeria today and you will never regret it. Drop us a comment if you are in support of farming business in Nigeria.

How To Make Money From Watermelon Farming

 

 

How You Can Make Money With Watermelon Farming

Watermelon Farming

If you are looking for a lucrative agribusiness to start this year, why not consider watermelon farming.  You know it, that juicy, refreshing fruit containing a very large quantity of water.  In fact, watermelon is about 93% water and contains essential vitamins C, B, and A.  It is high in protein, magnesium and is essential in managing weight, body temperature, and even blood pressure.

You see it being hawked by our brothers from the North in wheelbarrows or by roadside market women. Perhaps, you see it displayed in Shoprite and other high-end grocery stores but what you may not know is that it is a high on demand crop consumed by all classes of people and highly recommended for its medicinal and nutritional value by health professionals.

Another thing you may not know is that it is a kind of crop that can grow everywhere in Nigeria.  Most importantly, as a business, you do not need a ton of money to start a watermelon farm.  As a matter of fact, a little investment will give you a high return if you do it right.  Yes, that is the only caveat; planting watermelon requires some level of knowledge on your part if you must succeed.  If you do not plant it well, you may end up cultivating watermelons that are bitter in taste and therefore not sale-able.  So before you venture into this farming business, do well to get some knowledge.

In this post, we provide general detail to stoke your interest in watermelon farming.  We highlight how to make money out of it and what you must avoid succeeding.

What You Need To Start a Watermelon Farm

  1. Knowledge

If you know nothing about watermelon, how to grow it, the variety available, etc, we usually advise that you find a successful farmer and understudy him for at least a few weeks.  For example, there are different types of watermelon such as Sugar Baby, Crimson Sweet, Charleston Gray and Yellow Crimson Sweet.  You have to know which variety is lucrative enough to cultivate, where to get to seed, the best way to plant and when to plant.  Having this knowledge will ensure your success.

If, however, you are not disposed to do a brief period of apprenticeship, get someone who understands the processes and partner with him, then learn from him.

  1. Money

The major investment you may have to make is the acquisition of land.  The size of land will depend on the amount of money available to you.  Of course, the large the land, the more seeds you can plant and the more you will harvest.

With as little as N500,000 investment you can start a watermelon farm.  We have seen people who started with much less but that will be possible if you already have a farmland and will not be using any form of mechanization.  The ROI is huge and can make anyone wealthy.

 

 

Watermelon can be largely cultivated using the manual process but it will help to get suitable equipment as your business grows.  You will also have to invest in seeding, fertilizer, irrigation for constant water supply and labour (farm hands).

  1. Farmland

Not all types of land are suitable for Watermelon farming.  Watermelon thrives in a loamy soil, well drained with a pH of between 6 – 6.7.   Watermelons are almost 100% water and therefore survive where there is a good source of rainwater, full sunlight and well-drained soil to grow properly.  The size of land you get is largely dependent on your capital.  It is important to note that watermelons will not grow in a waterlogged area, so be careful when choosing your farmland.

  1. Watermelon seed

To get the watermelon seed for planting, we advise you take a trip to IITA at Ibadan.  The International Institute of Tropical Agriculture (IITA) is a research institute with a focus on developing input for agriculture and ensuring healthy crops.  You can also buy from existing farmers but visiting  the IITA will help you a lot as they are on hand to even you guide you by providing you with the knowledge that you require to succeed.  Another good way to source your seed is to approach the National Agricultural Seed Council of Nigeria which maintains a database of seed producers in the country to direct you to watermelon seed producers.

  1. Planting

The best time to plant watermelon is between March, June, July, and September if you are operating from the Southern part of the country.  For those farming in the North the best time is between May and July.  The reason for this is because of the difference in soil humidity.  But we observe that with irrigation, watermelon is planted all through the year especially in the North. To get the most of your seed, space your ridges at 6 feet by 6 feet apart.

  1. Harvesting

Between a period of 70 to 90 days, you can plant and harvest your watermelon.  This means you can get a 4 planting and harvesting season in one year.  The fruits are ripe when the vines start to wither or when their looks become dull.

The Market for Watermelon

Watermelon has a huge market.  They are generally sold in the open market but you can do well to develop your own market.  The best way to do this is to approach big grocery stores like Shoprite and other supermarkets around the corner and get them as off-takers.  They will want to visit your farm to access the quality of your fruits.  That is why you will need to implement a good farming method.

Success Factors In Watermelon Farming

To be a successful watermelon farmer and make money from it, you need to put good farming practices in place.  You have to, for instance, apply fertilizer that is rich in nitrogen and potassium. Water supply is important.  If your farm is not located near natural flowing water, please ensure you have a good irrigation system in place.  Finally, put a system in place to take care of pests.  Pests are the primary enemy to watermelons, especially, aphids, fusarium wilt and cucumber beetle.  Most importantly, weed regularly.

 

Conclusion

Watermelon farming can be a lucrative venture. As is common with most of the ideas we discuss on this platform, watermelon farming is one business that is scalable; meaning that you can start with what you have and grow as you gain capacity.  Do not wait until you get that large expanse of land at Lekki Free Zone.

Start with a half plot of land or even that empty space behind your father’s house, get some training, buy some seedlings and just start.  You will find that within a short period of time, you will be in a position to do it large.

Also read ;make massive income from  list of lucrative agribusiness

Ways To Make Money On Amazon

Try these tips, strategies, and tools for boosting your bottom line.

Whether you want to sell a few products here and there as a side hustle, or are thinking about adding an online sales channel to your existing business, there are many ways to make money in ecommerce. As a great place for product research and with advertising solutions that reach 96% of U.S. adults every month, Amazon can help you:

  • Launch the hottest new product in home goods, health and wellness, or another niche
  • Specialize in selling B2B or another sales strategy
  • Source products from wholesale or using another procurement method
  • Find an international audience for your handcrafted masterpieces or manufactured goods
  • Generate income by self-publishing books, live streaming video games, and more

Sign up for an Amazon selling plan to make a profit on your latest estate sale finds, ship manufactured goods and custom designs around the world, and so much more. You can even make money on Amazon without selling anything.

In this post, we’ll explore some of the different options you have for making money on Amazon, from earning passive income by recommending Amazon products, to building your own brand from the ground up.

7 ways to make money on Amazon

1. Choose a product type or specialize in a niche

What should you sell to make money on Amazon? Thinking about your interests and hobbies can be a good place to start, allowing you to draw on your strengths and capitalize on insider knowledge you might have about a particular industry. Other times, inspiration can strike when you least expect it.

You might try selling a single product, or source a variety of items from different product categories. Check out this guide to finding product ideas, and get inspired by this list of successful online businesses.

Once you dive in, you might find yourself gravitating toward one category, like clothing or toys. Keep an eye on purchases and let sales analytics guide your decisions. For example, you might want to expand your catalog, or narrow it down to a handful of products—maybe even just one top seller.

2. Sell handcrafted items

If you’re a pro at sewing, woodworking, or another skill, turn your expertise into an ecommerce business. Amazon Handmade is an online community of artisans selling unique goods to a global audience. This program comes along with a fee waiver for a Professional selling plan, plus other perks for artists and creatives who want to share their work with the world.

3. Build your own brand

Building your own brand takes effort and investment, but it can pay off in customer loyalty. Plus, Amazon offers a host of tools and benefits for brand owners. If you’re ready to take the leap, or if you have an existing brand, enroll in Brand Registry to unlock automated protections for your label and more resources for brand management.

4. Create and distribute merch

Maybe you have a great idea for a funny T-shirt or coffee mug. Bring your ideas to life with Amazon Merch on Demand. This program allows you to design custom apparel and accessories on a print-on-demand basis. Products print after each sale (so you don’t have to worry about unsold stock) and ship through Prime so customers can receive orders quickly).

5. Sell B2B

If you want to sell to other businesses, Amazon Business is designed to help you reach B2B customers of all sizes. This program comes along with visual dashboards, business pricing, quantity discounts, and more.

6. Earn passive income by recommending products

You don’t need to sell products to make money on Amazon. Amazon’s affiliate marketing program, Amazon Associates, lets you monetize traffic through social media and other channels by recommending products for sale on Amazon. This affiliate marketing model allows you to earn up to to 10% in commissions.

7. Publish books with KDP

Have you written the next great novel or play? Self-publish through Kindle Direct Publishing to share your manuscript in the form of paperback, hardcover, ebooks, or all of the above. Hundreds of thousands of authors from around the world have self-published millions of books since KDP launched in 2007.

Learn more about specialty selling programs

6 strategies to drive ecommerce sales

As you decide how you want to make money on Amazon, there’s a range of ecommerce tactics you can use to grow. Here are some strategies to try as you explore different possible directions for your business—plus tips for going all in, once you’ve found what works.

1. Source the right products

How will you get products to sell to customers? You have options:

  • Resell products – Whether you have a gift for zeroing in on great vintage finds at yard sales, or a knack for scoring great deals when popular products go on sale, Amazon can be a great channel to resell for a profit. Just be sure to follow Amazon’s selling policies and code of conduct for sellers.
  • Source wholesale – If you’re planning to move lots of inventory, work with a wholesaler or a manufacturer to set up a supply chain and get products into the hands of as many customers as possible.
  • Dropship or print on demand – Don’t want to invest in procuring and storing inventory until you’re sure the product will sell? You can work with a dropshipper to send orders directly to customers after they place purchases. You might also use a print on demand solution, such as Amazon Merch.

You can start out with just one of these strategies, or try a combination. Get inspired and learn more with this guide to inventory management.

2. Take advantage of fulfillment solutions

The processes that go into fulfillment—picking, packaging, shipping orders, and handling returns—can consume valuable time and resources, especially as you scale. Luckily, you can fulfill orders on your own, outsource fulfillment, or do both.

Fulfillment by Amazon might be the right choice for your business model if you’d like to send inventory to Amazon fulfillment centers. With this method, specialists can store, pack, and ship orders on your behalf. Through FBA, you can also incentivize customers with:

  • Free, two-day shipping through Prime
  • Free returns
  • Customer support

3. Set competitive prices

Do you have a pricing strategy? Do some research by scoping out the competition for products you’d like to sell. This is especially important when you first list products, but sales can benefit in the long run if you set up a system to conduct pricing research on a regular basis, going forward. Dedicate some time to analyzing prices for similar products in Amazon search, or use our Automate Pricing tool to automatically set prices across your portfolio based on current demand.

4. Optimize to connect with more shoppers

To connect your offerings with more potential customers, use SEO best practices to help product listings rank in search results for shoppers. Basic search engine optimization involves targeting specific keywords in product titles, bullet points, and other parts of the product description.

5. Advertise and offer special deals

Depending on the products you’re selling and your ideal audience, sales tactics can be a great way to boost your bottom line. Here are a few ideas for driving sales on Amazon:

  • Cross-sell or up-sell – Cross-selling is where you help the customer find products related to the one they want to buy. For example, someone purchasing a phone might also want a phone case. Up-selling is where you recommend a premium version of a product or an upgrade, such as an add-on.
  • Run product listing ads – “PLAs” are typically cost-per-click ads, meaning you only pay when shoppers click on them. In the Amazon store, you can run several types of PLAs, including Sponsored Products and Sponsored Brands.
  • Offer deals and coupons – You can entice customers with digital coupons and promotions. Two common types are Lightning Deals (random deals that appear throughout the day) and 7-Day Deals (short-term promotions that last a week).

To land on the Amazon Deals Page, try promoting your offerings with seasonal sales, or run deals for holidays and shopping events such as Prime Day. Learn more in this guide to ecommerce marketing.

6. Focus on audience engagement

Where does your audience hang out? What’s the best way to reach them? Ecommerce gives you several unique options as you answer these questions.

For one, after someone interacts with your brand by purchasing a product, you can follow up with customers via email and invite them to leave product reviews. Amazon offers email templates to help you shape the customer journey to improve sales.

Good reviews can be a powerful way to establish trust between your brand and shoppers. On Amazon, you have the chance to receive high-impact reviews through Amazon Vine.

If your customers spend time on social media, it might be worth investing in social media marketing. You can hold contests, post trivia, and use other interactive ways to show people products and channel traffic to visit your online store. If you want to take it to the next level, social selling through a destination like Amazon Live is a way to do product reveals in real-time, give customers tailored product suggestions, and more.

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Watch
8 tactics for your full-funnel marketing strategy
In this breakout session from Amazon Accelerate, an Amazon Ads specialist will guide you through eight advanced tactics to build a strategy that covers every stage of the funnel—awareness, consideration, purchase, and loyalty—for a template to improve your marketing strategy.

 

Tools and programs to help you scale

Signing up for Amazon’s Professional selling plan comes with access to a host of programs and tools to benefit your business—whether you’re already established in ecommerce, still in your first 90 days of selling online, or considering selling in the Amazon store for the first time.

Perfect Launch

Get off to a strong start with the Perfect Launch playbook—a set of five programs shown to increase sales in Amazon stores. Sellers who adopt all five in the first 90 days of selling in the Amazon store are 5.2 times more likely to generate $100,000 in first-year revenue compared to Amazon sellers who don’t complete Perfect Launch.

Through Perfect Launch, you can earn 5% back on the first $1,000,000 in branded sales. Perfect Launch also unlocks over $50K in potential benefits and new seller incentives, which can include credits for cost-per-click advertising, discounts for storing and shipping inventory, and more.

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